Course description
Certificate in Bank Analysis
The overall goal of this certificate program is to give participants exposure to financial statements of banks and enable them to make an independent assessment of the strengths and weaknesses of a bank. The course provides participants with frameworks and tools required to make and independent credit analysis of a bank.
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Upcoming start dates
Suitability - Who should attend?
This certificate program is suitable for those people with little or no exposure to financial statements from large institutions or bank analysis. It is ideal for people pursuing a career in credit risk management, fixed income, origination and regulatory professionals.
Outcome / Qualification etc.
Credits: 40 CDP pts.
Key Learning Outcomes:
- Understand the risks in the different business lines and products offered by financial institutions and how they are reflected in the financial statements
- Analyse the components of bank financial statements and key ratios used in bank analysis
- Understand the impact of differing accounting standards and policies (e.g. provisioning, asset valuation, securitization, etc.) on the financial statements
- Use the CAMELS framework (capital, asset quality, management, earnings, liquidity and sensitivity to market risk) and related key ratios to make a preliminary assessment of the performance and financial health of a bank
- Use a structured approach to the analysis of banks, incorporating the CAMELS elements, but in the context of business, financial and performance risk within the wider context of the operating environment
- Identify strong and weak performers using a detailed analysis of financial statements within the context of local and international accounting and business norms
- Identify financial, qualitative and market early warning signals of credit risk and migration
- Stress test bank capital and ability to withstand credit, market and liquidity risk
- Evaluate strategy and risk management capabilities within the context of the current environment and future economic climate, focusing on implications of COVID-19 and changing competitive, political and regulatory conditions, including Basel III capital and liquidity requirements
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Part of the Fitch Group, Fitch Learning partners with clients to enhance knowledge, skills and conduct. With centers in London, New York, Singapore, Dubai and Hong Kong, we are committed to questioning and understanding client needs across the globe and...
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