Course description
Delivered in collaboration between ZISHI and the University of Bath School of Management.
The goal of this unique educational experience is to equip you with a deep understanding of all aspects of modern credit risk analysis.
In today’s volatile global economy, making the right lending decisions is more critical than ever.
With intense focus on understanding risks and potential downside exposure, it is imperative that all aspects of your credit risk knowledge and skills are honed to the highest degree.
Upcoming start dates
Suitability - Who should attend?
The course takes a wide view of the spectrum of credit risk analysis and will equip you with a comprehensive understanding of all aspect of the discipline. As such it will be invaluable for anyone involved with:
- Credit risk
- Asset management
- Relationship management
- The assessment of counterparty risk from the perspective of an underwriting or trade debtor exposure
- Investment banking
- Credit analysis
- Fund managers
- Treasurers
- Corporate finance lawyers
- Compliance officers
- Equity analysts and strategists
Outcome / Qualification etc.
- Earn an Executive Certificate issued by the University of Bath School of Management, enhancing your credentials and expertise in the field.
- Critically analyse the various lending rationales and financing approaches
- Gain an understanding of the industry and environments that the potential client operates in and be able to link the associated risks
- Appreciate the lessons learned from credit crises and various financial market cycles
- Evaluate and identify the causes of cashflow volatility
- Understand the importance of free cashflow and its role in the capital structuring and debt capacity of a business
- Understand how financial statements are structured and how to perform ratio analysis on them
- Realise how creative accounting can lead to appearances that lead to misjudgement in lending decisions
- Gain a practical understanding of the key documentation issues in corporate lending transactions
- Learn the best practice approaches to cashflow modelling and forecasting
- Identify and evaluate potential loan restructuring options and how best to approach them
- Appreciate the importance of security and credit enhancement techniques in making credit-related decisions
- Develop an understanding of the role of covenants in the financing agreements
- Learn how to conduct robust management analysis and identify critical weaknesses
- Gain an insight into how derivatives can assist in helping managing credit risk
Training Course Content
- Chapter 1 – The Fundamentals of Financial Analysis
- Chapter 2 – Cashflows & Volatility
- Chapter 3 – Analysis of Financial Statements
- Chapter 4 – Documentation Issues in Corporate Lending
- Chapter 5 – Cashflow Forecasting & Modelling
- Chapter 6 – Security, Credit Enhancement & Management Analysis
Course delivery details
Delivered 100% online, the course is broken down into chapters released every three weeks, allowing you to manage your studies around work and personal commitments. Course materials and learning activities are accessed via our LMS (Learning Management System):
- Study and download the course instructional materials
- Network with fellow students via the online forum and take part in group discussions
- Access interactive content, including video tutorials and case-studies
- Post questions and interact with your expert course director
- Complete your end of chapter assessments and receive instant feedback
Study on the go: the course is accessed via our responsive online Learning Management System (LMS). Here you can access and download all lessons and materials from any device with an internet connection.
Groups & Customised Training
ZISHI are global leaders in the creation of customized in-company training programmes. If you have a group or team who would benefit from this course - whether via distance learning, classroom or blended delivery - we can run a cohort exclusively for you.
More importantly we can customise the course content to focus on your specific needs. We can also create programmes from scratch that are university accredited so all your learners get the benefit of unique qualification from a leading UK university.